Smarty Pay is a cryptocurrency project represented by its ticker symbol SPY. Smarty Pay was launched in July 2021 by an Indonesia-based developer team. It is exclusively designed to integrate the benefits of blockchain technology with real-world applications. The platform is not only about facilitating transactions, it has a new reward system specially designed to provide tangible benefits to active users.
SPY is the native CEFI and DEFI token that is powering the community and the main pillar of the Smarty Pay platform. The token is currently trading at $0.0002396 with a 77% bullish market sentiment. This article comprehensively explains the Smarty Pay project and its services along with that, we will be checking out the short-term, and long-term price predictions of SPY through this article.
What Is Smarty Pay?
Smarty Pay is a blockchain project that aims to incorporate the advantages of blockchain technology with real-world applications. The project mainly focuses on the landscapes of charity and support for small and medium enterprises (SMEs). It leverages the Binance smart chain for its functioning and it amplifies creating a bridge between online and offline transactions via a newly designed global retail transaction system. Smarty Pay platform equips businesses to easily accept crypto payments by merging them with currently available e-commerce systems. Smarty Pay and SPY are often described as a utility token, capable of enabling direct connectivity between crypto and fiat transactions and providing cohesive conversion between the two currencies.
Smarty Pay equips the merchants to integrate and manage the payment system that involves both fiat currency and cryptocurrency. The easy-to-use crypto payment solution implemented by Smart Pay enables merchants to receive funds in stablecoins like USDC or USDT.
What Is SPY?
SPY is the native token of the Smarty Pay network. It is a DeFi (Decentralized Finance) and CeFI (centralized finance) token. The token is on the verge of becoming the connector for various types of transactions like retail systems, logistics, and Omnichannel.
Token Allocation Of SPY
- Presale – 5%
- Charity – 5%
- Stable Asset – 5%
- Development & Infra Structure – 30%
- Mining & Stacking – 10%
- Marketing – 10%
- Burnt – 35%
SPY Tokenomics
| Max Total Supply | 100,000,000 SPY |
| Total Transfers | 200,250 |
| Holders | 3066 |
| FDV | $ 23.97 K |
| 24-Hour Trading Volume | $ 147.69 |
| Contract Address | 0x17fd3caa66502c6f1cbd5600d8448f3af8f2aba1 |
We haven’t verified the circulating supply and market capitalization of SPY, so the details regarding those are excluded from the prediction analysis. The contract address of SPY is given above, interested traders can use that to accumulate more information.
SPY Token Price Prediction: Short Term And Long Term
SPY is currently trading at $0.0002396 along with a 77% bullish momentum in the market. The price and community sentiment we included in this article are recorded at the time of writing. These values are subject to change when the market trend changes and demand for SPY varies. As per the available analytics of SPY, it has traded 30/30 days in green (100%) with a price volatility of 0.00%. The Fear & Greed index of the SPY token has hit 78, which shows Extreme Greed in the market.
SPY Coin Price Prediction 2025
Let us navigate to the short-term price prediction analysis of the $SPY token.
| Month | Min. Price | Avg. Price | Max. Price | Potential ROI |
|---|---|---|---|---|
| Jan 2025 | $0.006592 | $0.009037 | $0.010871 | 372.51% |
| Feb 2025 | $0.005714 | $0.006903 | $0.008527 | 270.61% |
| Mar 2025 | $0.007824 | $0.008294 | $0.009255 | 302.24% |
| Apr 2025 | $0.006043 | $0.007376 | $0.008364 | 263.53% |
| May 2025 | $0.005049 | $0.005839 | $0.006492 | 182.18% |
| Jun 2025 | $0.005109 | $0.005852 | $0.006176 | 168.42% |
| Jul 2025 | $0.003921 | $0.004431 | $0.004961 | 115.61% |
| Aug 2025 | $0.004167 | $0.004467 | $0.004854 | 110.98% |
| Sep 2025 | $0.004258 | $0.004674 | $0.005586 | 142.80% |
| Oct 2025 | $0.005516 | $0.00604 | $0.006372 | 176.93% |
| Nov 2025 | $0.005561 | $0.005923 | $0.006283 | 173.07% |
| Dec 2025 | $0.0057 | $0.005986 | $0.006107 | 165.45% |
Note: The price cataloged in this price prediction table is subject to and likely to change once the market evolves and trends change.
According to our prediction analysis, SPY will reach $ 0.009255 in March reportedly having a 302.24% potential ROI.
SPY Coin Price Prediction 2025-2030
Let us delve into the long-term price prediction analysis of $SPY and check out the performance of Smarty Pay in the upcoming years.
| Year | Min. Price | Avg. Price | Max. Price | Potential ROI |
|---|---|---|---|---|
| 2024 | $0.002301 | $0.001032 | $0.008018 | 248.50% |
| 2025 | $0.003921 | $0.006235 | $0.010871 | 372.51% |
| 2026 | $0.001919 | $0.003452 | $0.005745 | 149.70% |
| 2027 | $0.002104 | $0.002516 | $0.00431 | 87.32% |
| 2028 | $0.003454 | $0.004643 | $0.007329 | 218.56% |
| 2029 | $0.005877 | $0.008993 | $0.014632 | 535.96% |
| 2030 | $0.0058 | $0.007354 | $0.008777 | 281.49% |
When we analyze our price prediction, we can see that 2029 will be the best year for SPY holders. The price of the Smarty Pay native token is expected to reach $0.014632 with a 535.96% potential ROI.
Note: Readers should bear in mind that the price predicted in this article can vary according to the continuously changing trends of the crypto market.
SPY- Compatible Exchange
SPY is only available in the PancakeSwap V2 decentralized exchange. As for the time being SPY is not available in any centralized exchange. Let us see how you can purchase SPY tokens from Pancakeswap V2.
Here are the general steps of the process of how to purchase SPY from decentralized exchanges. SPY is only available in one decentralized exchange, traders can buy, sell, and swap SPY from PancakeSwap v2
- Step 1: Go to the official website of the decentralized exchange where you want to make your purchase (PancakeSwap v2)
- Step 2: Connect your crypto wallet to the website, and you need to make sure that you have a sufficient amount of money to initiate the purchase.
- Step 3: Enter the amount you wish to buy
- Step 4: Pay the amount and confirm your transaction. Once the transaction is completed and verified, the SPY coin will be deposited into your wallet.
You will be able to access your purchased SKY tokens via your crypto wallet once the transaction is verified.
Is SPY Coin A Credible Cryptocurrency Investment?
SPY coin doesn’t seem like an optimal cryptocurrency investment, the price chart and our prediction clearly indicate that SPY will not deliver a good performance in the market for at least the next six years. If you are interested in diversifying your cryptocurrency portfolio, then you can purchase SPY and wait for the right time to reap financial returns from it. If you are planning to invest in SPY, make sure that you have consulted a financial expert to get expert and customized opinions and trading instructions.
